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What Happens if I don’t Make a Payment on My Repayment Plan?

In a Chapter 13 Bankruptcy filing, the filer agrees to a payment plan that is determined by the court, which essentially is a restructuring of the filer’s debt. The restructuring could reduce payments and extend out the payment period. It could prioritize some payments first and then others, or other options. In short, the court […]

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How long is my repayment plan in Chapter 13 bankruptcy?

Chapter 13 has valuable benefits, but the most powerful is that it can help you save your home, and you probably won’t lose any personal property. Chapter 13 bankruptcy will stop the sale of foreclosures or stop a lawsuit for foreclosure. It allows you to catch up on mortgage payments through your Chapter 13 repayment […]

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Pros and Cons of Chapter 7 Bankruptcy

Financial problems are extremely stressful and can often get worse over time. Bankruptcy is a way to get your problems under control. It can be complicated and comes with repercussions, but it can help in many cases. With the help of an attorney, you can file for Chapter 7 bankruptcy and get your life back […]

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How much do I Need to Pay in Chapter 13 Bankruptcy?

Chapter 13 bankruptcy is for people who want to keep their car or home but are unable to pay the current amount due under the terms of the original contract. Payments under this plan are made to a trustee or administrator appointed by the court. This is the person who distributes the money to your […]

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Are you Eligible to File for Chapter 7 Bankruptcy?

If your debts are mounting, and you’re worried that you won’t be able to catch up, you would need the help of a professional that specializes in helping people solve their debt problems every day. Not only will you have all the options available to you, but a good attorney can detail the pros and […]

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Are You Eligible to File for Chapter 13 Bankruptcy?

Bankruptcy laws underwent a huge change in October 2005. Either way, no matter what you may have heard about it, bankruptcy protection is available to everyone. The change added some additional requirements, but none of these requirements were designed to prevent you from getting the opportunity you deserve to start over. If you need to […]

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What to Look for in a Bankruptcy Attorney

How To Choose a Bankruptcy Attorney One of the worst stressors that many of us have faced in our lives or will face is financial difficulties. Once you get behind on your mortgage payments, car payments, credit card payments, or incur enormous medical bills, it is hard to get back on track. Financial difficulties also […]

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Should I File for Bankruptcy Because of the Pandemic?

As a result of the covid-19 pandemic, many individuals and families have faced economic hardship. Because of the difficulty paying off debts, bankruptcy may be necessary for many to get a fresh start. Before filing for bankruptcy it is important to discuss your options with bankruptcy lawyers in Hopewell va. Should you file for bankruptcy […]

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Facing An Overwhelming Amount Of Debt? What To Consider Before Filing For Bankruptcy

Whether it’s medical bills, credit cards, or other debt, you may find yourself feeling overwhelmed and as if you may never get out from under. As a result, you may be considering the possibility of filing for bankruptcy. While this may be a viable option, there are several factors you should consider before making this […]

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What Repossession of Your Home Could Look Like

If you file for bankruptcy, a repossession of your home could take place. The amount is different for each state, but you are entitled to exempt a predetermined dollar amount of your assets. This may include your house, but if the predetermined amount is lower than the value of your house, you might lose it. […]

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