How To Begin Filing Bankruptcy

Once you file bankruptcy, you will learn it is a complex process. Filled with paperwork and deadlines, it is not a task you should complete on your own. If mistakes are made, it will only delay and complicate the process even more. If you need to know more about how to begin filing bankruptcy, turn to the experienced Henrico VA bankruptcy attorneys at Canfield Wells.

Hire an Attorney
Before everything else, always hire experienced and knowledgeable Henrico VA bankruptcy attorneys from Canfield Wells. By doing so, you can discuss your situation in detail, learn of your various options, and have attorneys working for you who have an in-depth understanding of the bankruptcy process.

File Petition and Paperwork
To get the process moving, your attorney will need to work with you to complete and file a petition and related paperwork. This will include information about your income and expenses, so be prepared to give your attorney large amounts of information and documents. Once the petition is filed, creditors will no longer be able to foreclose on your home, repossess your vehicle, garnish wages, or take other collection actions against you.

Meet with Your Trustee
Once all paperwork is filed with the court, you will have a trustee appointed to oversee your bankruptcy proceedings. Since this person will be handling details of your case, be as cooperative as possible in meeting with them and giving them whatever information they need.

Meet with Your Creditors
While this sounds intimidating, it will not be. At this meeting, you will simply answer questions under oath stating the information you have provided in your paperwork is correct. Since your lawyer will attend this meeting with you, there will always be opportunities to consult with them should you have a question.

To start filing for bankruptcy, schedule a consultation with Henrico VA bankruptcy attorneys at Canfield Wells.